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Palmcredit: Quick Loan Up To N300,000 But Terrible Customer Experiences

 When your financial obligations are overwhelming you and the bills piling up, Palmcredit app can provide an emergency quick loan for you. The lending platform says it can provide a quick loan of up to ₦300,000 in less than 3 minutes without any form of collateral.

Palmcredit is a quick loan digital app where you can borrow between N2,000 to N300,000 quick loan and if your documentations are complete and accurate, you can get your disbursement within a business day, the platform claims.

Features

1. Palmcredit offers quick loans of 2,000 – 300,000
2. It is a no-collateral loan application
3. Its quick loan can be ready within a day if your documents are ready

Pros

Quick loan within a day

No collateral needed

Rate are flexible and competitive

No need for any physical office visit

Cons

You can’t collect more than N300,000 quick loan

Palmcredit app do misbehave occasionally according to customers’ feedback (see bottom)

Customer service is very poor

Repayment can be cumbersome and sometimes not reflected real time

How Can You Get A Quick Loan From Palmcredit?

1. Download The Palmcredit App directly from Google play store.

2. Complete the registration process from your mobile device

3. After completing these two processses, you can proceed to applying for your loan

4. Once you have applied for the loan, you will have to wait to get approval. This usually does not take too long. Just make sure you provided the necessary information correctly.

5. Once you get your approval, you will then receive the loan. You can decide to send the money to your bank account right away.

How To Register For PalmCredit Quick Loan

Here’s how to register successfully and get your loan in seconds using the Palmcredit App:
1. Download the PALMCREDIT App on the Google Play store
2. Register with your phone number and a verification code will be sent to the phone number registered.
3. Verify your identity by providing your Name, Surname, BVN, Birthdate, Gender.
4. Can’t remember your BVN?
Not to worry, just dial *565*0# to get your BVN.
5. Keep in mind that your Name arrangement and information must be the same as on your BVN.
6. Set up your ‘Bank Information’
7. Fill in ‘Education and Employment’ with your details
8. Click Submit and you are good to go!

Palmcredit Customer Experience

Quick Loan Arena investigated about feedback from Palmcredit customers’ experience from the quick loan facebook page and we were able to summarise the experiences below unedited.

1. Catherine Igbamosun Onaifo
Please I applied for a loan and I’m yet to be credited but the amount is already stating debit on my app. Please look into it.

Palmcredit
Hello Catherine,
Thank you for reaching out to us.
Please be informed that loans are disbursed within 24 hours from the time of application.
For further inquiries, please contact us on 017001000.
Thank you for choosing Palmcredit.

2. Akenkeglobal Ogunsina
I can’t not make repayment since yesterday. All efforts with 2 banks failed

Palmcredit
Hello Ogunsina. We regret the inconvenience experienced
Please state the challenge experienced on an attempt to make payment from the app
Alternatively, you can make payment directly into our bank account
Account Number : 0772692676
Account Name: TRANSSNET FINANCIAL NIG LTD – CONSUMING FINANCE
Bank: Access bank
Once repayment is made, please send us proof of payment/transaction receipt and your BVN linked phone number to repayment.ng.pc@transsnet.com

3. Eze Cosy
Hello palmcredit i have paid in my loan to ur account since last week Saturday becos ur app was not working and till now my app has not been updated rather its displaying delayed payment. 08037488980. Amount:#17,976.41

Palmcredit
We apologise for the delay. Please send the amount paid, date of payment and BVN linked phone number to repayment.ng.pc@transsnet.com for processing. Thank you for choosing Palmcredit.

4. Akewusola Taiwo Ahmed
I’m sending this email to you with regret, after paying back what I borrowed from you, i don’t know why you people are just removing money from my bank account at will, please how can I reclaim my money.
07084253338

Palmcredit
We apologise for the inconvenience experienced. We are unable to reach you via phone. Please send the amount paid, date of payment, BVN linked phone number and bank account details to palmcredit.service.ng@transsnet.com for a refund. Thank you for choosing Palmcredit.

5. Ify Edwards Akarachi
What is wrong with your app, didn’t see it on play store. Want to pay back my loan

Palmcredit
Hello Akarachi. We regret the inconvenience experienced
Alternatively, you can make payment directly into our bank account
Account Number : 0772692676
Account Name: TRANSSNET FINANCIAL NIG LTD – CONSUMING FINANCE
Bank: Access bank
Once repayment is made, please send us proof of payment/transaction receipt and your BVN linked phone number to repayment.ng.pc@transsnet.com

6. Oluwasegun Osunbanjo
Please a repayment was done yesterday at access bank. Name.. Osunbanjo Olatunji, phone number – 08181848484. I sent a message to the mail account but it still increased today. Please rectify.

Palmcredit
Your payment is currently being processed. Kindly ignore any increment you see. Your payment will be updated once payment is verified. Thank you.

7. Adetifa Damilola Christianah
Palmcredit is not functioning again but they are deducting any money that enter my account please help me find something to do about it

Palmcredit
Hello Christanah. We sincerely apologise for the inconvenience experienced. Please send your BVN linked phone number and summary of what your experience was to us via palmcredit.service.ng@transsnet.com for assistance. Thank you for choosing Palmcredit.

8. Chinonso
Why did you guys deduct 18k from my account when you loaned me 5k… how do you do your calculations to arrive at the amount?

Palmcredit
Hello Chinonso. We empathise with you. Please send your BVN linked phone number and complaint to us via private messenger to enable us assist you. Thank you.

To Register and Apply for PalmCredit quick loan, CLICK HERE

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